Does My Address Affect My Auto Insurance Rate

Auto insurance rates in California are determined by many factors. One factor that people will experience is that when they move to another city, their rates change.
A customer changes their address on their auto policy and are shocked to see that their rates either go up or down.
Don’t be surprised… but one factor for determining your rates is your city (or zip code).
Why? Because rates are determined based on claims, driving habits, losses, and other factors in your city. If you drive in a city known for many claims and high population density, expect your rates to be higher.
So next time you call your agent to tell them you’ve moved, dont’ be surprised and keep your fingers crossed!

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