Minimum auto insurance coverage required by law, listed by state.

Each state has it's own minimum coverage that is required by law in order for a driver to maintain their driver's license in that state.
State Coverage Type(s) Required Minimum Liability Limits* ($000)
Alabama Bodily Injury and Property Damage Liability (effective 6/2000) 20/40/10
Alaska Bodily Injury and Property Damage Liability 50/100/25
Arizona Bodily Injury and Property Damage Liability 15/30/10
Arkansas Bodily Injury and Property Damage Liability 25/50/25
California Bodily Injury and Property Damage Liability 15/30/5
Colorado Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
Connecticut Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 20/40/10
Delaware Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5
District of Columbia Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
FloridaProperty Damage Liability, Personal Injury Protection 10/20/10
Georgia Bodily Injury and Property Damage Liability 25/50/25
Hawaii Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
Idaho Bodily Injury and Property Damage Liability 25/50/15
Illoinois Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/15
Indiana Bodily Injury and Property Damage Liability 25/50/10
Iowa Bodily Injury and Property Damage Liability 20/40/15
Kansas Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
Kentucky Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/10
Louisiana Bodily Injury and Property Damage Liability 10/20/10
Maine Bodily Injury and Property Damage Liability, Uninsured Motorist, Underinsured Motorist 50/100/25
Maryland Bodily Injury and Property Damage Liability, Personal Injury Protection (may be waived for policyholder but compulsory for passengers), Uninsured Motorist 20/40/10
Massachusetts Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5
Michigan Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
Minnesota Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured and Underinsured Motorist 30/60/10
Mississippi Bodily Injury and Property Damage Liability 10/20/5
Missouri Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
Montana Bodily Injury and Property Damage Liability 25/50/10
Nebraska Bodily Injury and Property Damage Liability 25/50/25
Nevada Bodily Injury and Property Damage Liability 15/30/10
New Hampshire Financial Responsibility Only, Underinsured Motorist 25/50/25
New Jersey Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5
New Mexico Bodily Injury and Property Damage Liability 25/50/10
New York Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
North Carolina Bodily Injury and Property Damage Liability 30/60/25
North Dakota Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25
Ohio Bodily Injury and Property Damage Liability 12.5/25/7.5
Oklahoma Bodily Injury and Property Damage Liability 10/20/10
Oregon Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
Pennsylvania Bodily Injury and Property Damage Liability, Medical Payments 15/30/5
Rhode Island Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
South Carolina Bodily Injury and Property Damage Liability, Uninsured Motorist 15/30/10
South Dakota Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
Tennessee Financial Responsibility Only 25/50/10
Texas Bodily Injury and Property Damage Liability 20/40/15
Utah Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
Vermont Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 25/50/10
Virginia Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/20
Washington Bodily Injury and Property Damage Liability 25/50/10
West Virginia Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/10
Wisconsin Financial Responsibility Only, Uninsured Motorist 25/50/10
Wyoming Bodily Injury and Property Damage Liability 25/50/20

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